The Mobile Takeover – Where your users are [INFOGRAPHIC]

Mobile.

You don’t need us to underscore its importance. Nevertheless, this infographic from Surge Digital is a good roundup of usage statistics to share with your teams.

What do you think of the insights below?

 

surge-mobile-marketing-infographic

What We’re Reading: Holiday Edition!

Below are interesting stories the Banking.com staff has been reading over the past week. What have you been reading? Let us know in the comments section below or Tweet @bankingdotcom.

  • If Economists Wrote Christmas Cards

The Atlantic

Cash is the most efficient gift, according to economists. Cash is also a terrible gift, according to economists. By guaranteeing that the recipient can buy exactly what she wants, you guarantee that the recipient will consider you an unemotional robot. That’s why the vast majority of economists in the University of Chicago’s IGM poll said it’s absurd to give cash to loved ones for the holidays. “In some cases,” Steven Kaplan said, in a stirring defense for thoughtful gifts, “non-pecuniary [not cash-related] values are important.”

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  • 2014 Top 10 Retail Banking Trends and Predictions

Bank Marketing Strategy

This year’s list run the gamut from a continuation of past trends to the introduction of new trends in delivery, payments, competition, operations, customer experience and marketing. Prioritization of response to these trends will differ for each bank, credit union and industry provider, but none of these trends can be ignored.

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  • Is 2014 the Year of Mobile Banking?

Bank Systems and Technology

Here are the top three predictions on what to expect in mobile banking 2014. Mobile Deposit Will Move Beyond the Consumer to Commercial. Photo Bill Pay Adoption Wiill Be Steeper and Faster than Mobile Deposit. Mobile Banking Adoption Will Catch Up to Smart Phone Adoption.   It is looking like 2014 will be the year that the human element of mobile banking finally catches up with the technology.

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  • 4 New Year’s Resolutions for Your Bank Accounts

FOX Business

Here are four things you should do in the new year to get your banking situation into better shape: 1. Optimize your checking/saving balance. 2. Move deposits longer — with caution.  3. Consider a shorter-term mortgage.  4. Re-prioritize your banking needs

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  •  IRS Reveals How Long 2014 Tax Filing Season Will Be Delayed

My Bank Tracker

A couple of months ago My Bank Tracker informed us that the government shutdown would delay the 2014 tax season, and that the actual length of the delay would be announced at a later date. The IRS announced yesterday that processing for the 2014 tax-filing season would be delayed until Jan. 31.

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  • 3 ways banks will try to win you back in 2014

Yahoo! Finance

Here are just a few ways banking will get a lot sweeter in 2014: 1. They’re bringing the bank teller to you: Bank of America (BAC) raised eyebrows when it rolled out 150 teller-assisted ATM machines earlier this year, and we can expect to see more banks follow suit. Expect perks on perks on perks: Consumers, no matter the size of their checking accounts, can expect more “star” treatment from banks in 2014.  Banks will take on the classroom: In 2014, you can bet big banks will continue their uphill battle to redeem themselves by focusing on consumer education.

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